Terms of Service

Last updated: February 8, 2026

Welcome to deves.me. These Terms of Service ("Terms") govern your use of the deves.me web application, mobile application, and related services (collectively, the "Service") operated by Luis Goncalves ("we", "us", or "our").

By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, do not use the Service.

1. Description of Service

deves.me is an expense splitting application that allows users to create groups, track shared expenses, calculate balances, and record settlements among group members. The Service is provided free of charge.

2. Account Registration

2.1 Eligibility

You must be at least 13 years old to use the Service. By using the Service, you represent that you meet this age requirement.

2.2 Account Security

You are responsible for maintaining the security of your authentication credentials (email, password, and social login accounts). You are responsible for all activity that occurs under your account. Notify us immediately if you suspect unauthorized access to your account.

2.3 Account Information

You agree to provide accurate information when creating your account and to keep it up to date. You may optionally provide a display name and email address to enhance your experience.

3. Acceptable Use

You agree NOT to:

• Use the Service for any illegal or unauthorized purpose
• Attempt to access other users' accounts or data without authorization
• Interfere with or disrupt the Service or its infrastructure
• Upload malicious code, viruses, or harmful content
• Use automated systems (bots, scrapers) to access the Service without permission
• Create fraudulent expense records or manipulate balances
• Impersonate other users or provide false identity information
• Use the Service to harass, abuse, or harm other users
• Circumvent any security measures or access restrictions

4. User Content

4.1 Your Data

You retain ownership of all data you create through the Service (group names, expense descriptions, settlement records, etc.). By using the Service, you grant us a limited license to store, process, and display your data solely for the purpose of providing the Service.

4.2 Shared Data

When you create or join a group, other members of that group can see your display name, expense details, and balance information within the group. You are responsible for the accuracy of expense information you submit.

4.3 Content Responsibility

You are solely responsible for the content you create. We do not endorse, verify, or guarantee the accuracy of any expense records, balances, or other user-generated content.

5. Financial Disclaimer

5.1 Not a Financial Service

deves.me is an expense tracking and calculation tool. It is NOT a financial service, payment processor, or money transfer service. The Service does not process, hold, or transfer any funds.

5.2 No Financial Advice

Balance calculations and settlement suggestions are provided for informational purposes only and do not constitute financial advice. Users are responsible for verifying calculations and settling debts outside the Service.

5.3 Accuracy

While we strive for accurate calculations, we do not guarantee the accuracy of balance computations, split calculations, or settlement amounts. You should verify all amounts before making payments.

5.4 Cryptocurrency Features (Future)

The Service may in the future offer cryptocurrency-based settlement features. Any such features will involve on-chain transactions that are irreversible. We are not responsible for any losses resulting from blockchain transactions, including but not limited to incorrect addresses, network fees, or price volatility.

6. Intellectual Property

6.1 Our Property

The Service, including its design, code, logos, and branding, is owned by us and protected by intellectual property laws. You may not copy, modify, distribute, or reverse engineer any part of the Service.

6.2 Feedback

If you provide feedback or suggestions about the Service, you grant us the right to use that feedback without obligation to you.

7. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY.

WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

• Loss of data or profits
• Financial losses from inaccurate calculations
• Service interruptions or downtime
• Unauthorized access to your account
• Losses from cryptocurrency transactions
• Disputes between group members over expenses or settlements

IN NO EVENT SHALL OUR TOTAL LIABILITY EXCEED THE AMOUNT YOU PAID US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM (which is $0, as the Service is free).

8. Indemnification

You agree to indemnify and hold us harmless from any claims, losses, or damages (including legal fees) arising from your use of the Service, your violation of these Terms, or your violation of any rights of another party.

9. Service Availability

9.1 Uptime

We strive to keep the Service available at all times but do not guarantee uninterrupted access. The Service may be temporarily unavailable due to maintenance, updates, or factors beyond our control.

9.2 Modifications

We reserve the right to modify, suspend, or discontinue the Service (or any part of it) at any time, with or without notice. We will make reasonable efforts to notify users of significant changes.

10. Termination

10.1 By You

You may stop using the Service at any time. You can request account deletion by contacting us at the email address below.

10.2 By Us

We may suspend or terminate your access to the Service if you violate these Terms, engage in abusive behavior, or for any other reason at our sole discretion. We will make reasonable efforts to notify you before termination.

10.3 Effect of Termination

Upon termination, your right to use the Service ceases immediately. Sections regarding limitation of liability, indemnification, and dispute resolution survive termination.

11. Dispute Resolution

11.1 Between Users

We are not responsible for disputes between users regarding expenses, balances, or settlements. The Service provides tracking tools only — users must resolve financial disputes among themselves.

11.2 With Us

Any dispute arising from these Terms or the Service shall first be attempted to be resolved through good-faith negotiation. If negotiation fails, disputes shall be resolved under the laws of the jurisdiction where the operator resides.

12. Privacy

Your use of the Service is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

13. Changes to These Terms

We may update these Terms from time to time. We will notify you of material changes by posting the updated Terms on this page with a new "Last updated" date. Continued use of the Service after changes constitutes acceptance of the updated Terms.

14. General

• Entire Agreement: These Terms, together with the Privacy Policy, constitute the entire agreement between you and us regarding the Service.
• Severability: If any provision of these Terms is found to be unenforceable, the remaining provisions remain in effect.
• Waiver: Our failure to enforce any right or provision does not constitute a waiver of that right or provision.
• Assignment: You may not assign your rights under these Terms. We may assign our rights without restriction.

15. Contact Us

If you have questions about these Terms, contact us at:

• Email: legal@deves.me
• Website: https://deves.me

These terms of service are effective as of February 8, 2026.